Lower transaction fees.

Merchants typically pay 2.9% plus for transactions.

On bitcoin, merchants can pay less than 1 cent on transactions.

Merchants who use credit cards may be penalized by merchants for trying to impose unnecessary costs on transactions.

This may have an influence on credit, in general. Especially for short-term items and credit cards, whose functionality has been commoditized, in full, due to distributed ledger technology.

Increased transparency of public funds

Triple-entry accounting